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Home Research Topics Economy & Work Income, Wealth & Poverty Homeownership & Renting
Pew Research CenterDecember 13, 2016
In a Recovering Market, Homeownership Rates Are Down Sharply for Blacks, Young Adults

Subprime borrowing has tumbled for all groups

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Subprime borrowing has tumbled for all groups

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In a Recovering Market, Homeownership Rates Are Down Sharply for Blacks, Young Adults
The typical total financial assets of most renters has declined
Subprime borrowing has tumbled for all groups
Share of conventional loan applications that are approved has grown since 2004
Applications for conventional home purchase loans have tumbled, especially among less affluent groups
Since the peak, homeownership has declined more among lower-income and unmarried households
Smaller share of Americans own their homes in the wake of the housing bust
Nationally, home prices have almost recovered from the bust
Fall in homeownership continues amid “housing recovery”
Homeownership has declined the most among younger households and black households
About two-thirds say owning a home isn’t affordable for young adults

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