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Home Research Topics Income, Wealth & Poverty Wealth
Pew Research CenterDecember 1, 2023
4. The assets households own and the debts they carry

Homeownership is a key component of the wealth of U.S. households

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Homeownership is a key component of the wealth of U.S. households

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4. The assets households own and the debts they carry
Ownership of financial accounts and vehicles is widespread across racial and ethnic groups, but homeownership or holding retirement accounts varies
Owned homes – a key asset for U.S. households – increased in value during the pandemic, as did most other assets
Homeownership is a key component of the wealth of U.S. households
Majorities of Black and Hispanic homeowners derive about 60% or more of their wealth from equity in their primary residence
Slim majorities of U.S. households have either secured or unsecured debt
Household debt was largely unchanged during the pandemic
The debt of U.S. households, compared with the value of their assets, fell during the pandemic
The debt of U.S. households, relative to their income, was largely unchanged in the pandemic

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